Online Shopping 101: Is Paypal Safer Than Credit Card?

How do you pay online? I know most of my friends use credit cards. I often tell them to sign up for Paypal. In return, they ask me, “Is Paypal safer than credit card?”

I have been using Paypal for the last ten years. It was introduced to me by someone who has been doing business online. It’s safe to say that he’s an expert when it comes to doing business online. He has been doing it since the early 2000s and Paypal is his way of paying his remote team.

The thing I like about Paypal is that it’s FREE. Now, is Paypal safer than credit card?

I took his advice and to this day, I still use Paypal. It’s pretty easy to use it. The thing I like about Paypal is that it’s FREE. Now, is Paypal safer than credit card? Yes! Let me explain why.

Paypal Adds A Layer Of Protection

I always tell my friends that when they use Paypal, they have another layer of protection. Why is that so? You see, when you sign up for Paypal, you would have to put in a credit card. That serves as a source of payment for Paypal. So when you purchase through Paypal, the payment goes through your credit card.

It’s safe to say that Paypal shields your credit card information online. Hence, it adds a layer of protection for you. You don’t expose your credit card information to the merchant. These days, you have to take good care of such sensitive information such as your credit card details.

Paypal adds a layer of protection when you purchase online. There’s no need for you to divulge too much of your personal information since all you need to is the email address that’s associated with your Paypal account. It’s that easy and most importantly, safe.

Paypal adds a layer of protection when you purchase online. There’s no need for you to divulge too much of your personal information since all you need to is the email address that’s associated with your Paypal account. It’s that easy and most importantly, safe.

Paypal Has A Two-Step Verification Process

You can always keep you Paypal account safe by having a very strong password. Just like any of your online accounts, you should always have a very strong password that’s hard to crack.

Paypal has a two-step verification process that you can use to protect your account. Aside from having a strong password, you can make use of their two-step verification process to secure your account.

Paypal has a two-step verification process that you can use to protect your account. Aside from having a strong password, you can make use of their two-step verification process to secure your account.

It’s Very Easy To Contact Paypal

Paypal offers telephone support. You can actually call them toll free. I did that a couple of times through Skype and yes, it was free.

It’s not like you have to look for answers online or go through their website for a solution to your issue. It doesn’t work that way with Paypal. Someone actually helps you out if you have an issue.

I was actually able to talk to someone and that was a good feeling. It’s not like you have to look for answers online or go through their website for a solution to your issue. It doesn’t work that way with Paypal. Someone actually helps you out if you have an issue.

Paypal Can Be Used To Transfer Money

If you want to send money to someone, you can also make use of your Paypal account. You just have to make sure that the person you want to send money to has a Paypal account. Take note. Paypal charges a lot less than the usual money transfer services we see everywhere.

If you want to withdraw money from your Paypal account, you need make sure that your bank account is listed on your Paypal account. So when you withdraw your funds from Paypal, you can get it over the counter at your bank. Some people use their atm card but I have opted to use my bank account so that I could withdraw over the counter instead.

Keep in mind that there are charges when you withdraw below seven thousand pesos. Another thing that you should know about Paypal is that your money will always be in the currency of the country you live in. So even if you’re paid in dollars, you will still get the money in pesos and the exchange rate is a bit lower.

Keep in mind that there are charges when you withdraw below seven thousand pesos. Another thing that you should know about Paypal is that your money will always be in the currency of the country you live in. So even if you’re paid in dollars, you will still get the money in pesos and the exchange rate is a bit lower.

It’s Very Easy To Sign Up With Paypal

You know what? It’s very easy to sign up with Paypal. You just need a working email to be able to sign up. As I said, it’s free to sign up. Why not give it a try?

So is Paypal safer than credit card? Yes, it is. It, definitely, is.

P.S. Both Lazada and GoBuy offer Paypal as one of their payment options. In case you don’t want to avail of their cash on delivery payment option, you can always make use of that particular payment option. You will be safer that way.

P.S. (again) I am not, in any way, promoting Paypal. I just use their service.

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4 thoughts on “Online Shopping 101: Is Paypal Safer Than Credit Card?

  1. The two-step verification process of Paypal is very important. I suggest that anyone signed up Paypal, add it to their account. It’s guarantees more protection.

    Reply
  2. Paypal is the safest money transfer service online. The thing is, the service charge is pretty high but that’s okay. As long as it guarantees protection, then that’s fine. After all, good service doesn’t come free.

    Reply
  3. Yes, I definitely agree with you that Paypal is a lot safer than credit card. With just an email address, you can proceed to make a transaction. That spares you from putting in your credit card number in a website. If you have any dispute, Paypal can always help you.

    Reply
  4. I have been with Paypal for some time now but I don’t have a 2-step verification for my account. Thanks for mentioning that because I’m now going to add that to my account. Better to be safe than sorry,

    Reply

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